River City Housing Shared Equity Homeownership

River City Housing Inc.

Available Home Repair

About This Program

River City Housing Shared Equity Homeownership is available in Louisville, KY.

Since 1992, River City Housing has rehabbed over 230 houses throughout Louisville for low-income first-time homebuyers. Their Shared Equity Program offers high-quality, energy-efficient homes with permanent affordability that passes to subsequent buyers.

Shared equity model keeps homes affordable; savings vs market rate

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Louisville, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Rehabs 12-15 homes per year for first-time buyers
  • Shared Equity Program ensures permanent affordability
  • Funded through HUD HOME funds and community ministries
  • Over 230 homes rehabilitated since 1992
  • Visit rivercityhousing.org for available properties

How to Apply

Get free help applying Visit Official Program Page Track this program

800-829-1040

A grant-savvy contractor in Louisville, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Louisville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, 12-15 homes rehabbed annually

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for River City Housing Shared Equity Homeownership in Louisville?

River City Housing Shared Equity Homeownership is available in Louisville, KY. It prioritizes low-income households.

How do I apply for River City Housing Shared Equity Homeownership in Louisville, KY?

Apply directly with River City Housing Inc. using the official program link on this page or call 800-829-1040. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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