Find grants, rebates, forgivable loans, and free programs for Luling, TX, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Luling, TX, with individual awards up to $126,526. 6 programs target seniors, 4 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by TDHCA provides free weatherization services to income-qualified households in Luling...
USDA Section 504 provides loans up to $40,000 and grants up to $10,000 (for seniors 62+) to very low-income homeowners i...
Fixed-rate loans up to $25,000 for Texas veterans to make improvements or repairs to their primary residence. Competitiv...
Grant for veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home. Cove...
Grant for veterans with certain service-connected disabilities to help adapt a home for independent living. Covers modif...
Rebates for GVEC members who install qualifying high-efficiency air conditioning systems or heat pumps. Rebate amounts v...
Rebates for GVEC members who add insulation to attics or walls. Rebate amount based on square footage and R-value added....
Rebates for GVEC members who install qualifying high-efficiency electric water heaters or heat pump water heaters. Heat ...
Texas law exempts the added property value from solar panels from property taxes. When you install a solar system, your ...
Federal tax credit worth 30% of the total cost of installing a solar energy system (including equipment, labor, and perm...
Homeowners age 65 or older in Caldwell County receive an additional $10,000 homestead exemption on top of the standard e...
Homeowners who qualify for Social Security disability benefits receive an additional $10,000 homestead exemption in Cald...
All homeowners who occupy their home as their primary residence on January 1 receive a minimum $100,000 homestead exempt...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6 y...
Provides emergency home repairs that pose immediate threats to health and safety for low-income homeowners. Priority giv...
Provides accessibility modifications for Caldwell County residents with disabilities or mobility limitations. Covers whe...
Federal HOME funds administered by TDHCA provide comprehensive home rehabilitation for low-income homeowners. Loan is fo...
Low-interest loans for Texas veterans to repair, renovate, or improve their primary residence. Competitive fixed rates w...
Assistance for low-income owners of manufactured homes (mobile homes) to address critical health and safety repairs. Cov...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Luling, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Luling, 16 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.