Virginia Housing Accessibility Modification Loan

Virginia Housing (formerly VHDA)

Available Senior & Disability

About This Program

Virginia Housing Accessibility Modification Loan is available to homeowners in Lynchburg, VA.

Low-interest loan program for Virginia homeowners to make accessibility modifications for disabled household members. Loans feature below-market rates and flexible terms, including possible deferred payment options based on income.

Loan amount based on modification costs, low interest rate with flexible repayment terms

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lynchburg, VA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $20,000
  • For accessibility modifications
  • Below-market interest rates
  • Flexible repayment terms available
  • Income at or below 100% AMI

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 843-2123

A grant-savvy contractor in Lynchburg, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lynchburg early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Virginia Housing Accessibility Modification Loan provide in Lynchburg, VA?

Up to $20,000 low-interest loan.

Who qualifies for Virginia Housing Accessibility Modification Loan in Lynchburg?

Virginia Housing Accessibility Modification Loan is open to homeowners in Lynchburg, VA.

How do I apply for Virginia Housing Accessibility Modification Loan in Lynchburg, VA?

Apply directly with Virginia Housing (formerly VHDA) using the official program link on this page or call (877) 843-2123. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lynchburg, VA contractors

Find More Programs in Lynchburg, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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