MassHousing CommonWealth Builder Loan

Massachusetts Housing Finance Authority (MassHousing)

Available Home Repair

About This Program

MassHousing CommonWealth Builder Loan is available to homeowners in Lynn, MA.

Home improvement loan for MassHousing borrowers and other Massachusetts homeowners. Loan up to $50,000 at competitive fixed rates for repairs, renovations, and energy upgrades. No home equity required.

Loan with competitive fixed rate, no home equity required

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lynn, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $50,000 for home improvements
  • Competitive fixed interest rates
  • No home equity required
  • Covers repairs, renovations, energy upgrades
  • Available to all Massachusetts homeowners

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 882-1154

A grant-savvy contractor in Lynn, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lynn early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MassHousing CommonWealth Builder Loan provide in Lynn, MA?

Loan up to $50,000 at favorable rates.

Who qualifies for MassHousing CommonWealth Builder Loan in Lynn?

MassHousing CommonWealth Builder Loan is open to homeowners in Lynn, MA. It has no income limit.

How do I apply for MassHousing CommonWealth Builder Loan in Lynn, MA?

Apply directly with Massachusetts Housing Finance Authority (MassHousing) using the official program link on this page or call (800) 882-1154. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lynn, MA contractors

Find More Programs in Lynn, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs