Morris County / HUD HOME Funds
Morris County HOME Investment Partnerships Program is available to homeowners in Madison, NJ.
HUD HOME-funded program providing forgivable loans for major home repairs to low-income homeowners. Loan forgiven after 5-10 years of continued owner-occupancy depending on amount.
Typical forgivable loan amount for major rehabilitation
Data last verified 2026-06-09. How we verify our data.
This is a national program. In Madison, NJ, you can stack it with local programs like these:
A grant-savvy contractor in Madison, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Madison early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Waitlist, check for program reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $35,000 forgivable loan.
Morris County HOME Investment Partnerships Program is open to homeowners in Madison, NJ. It prioritizes low-income households.
Apply directly with Morris County / HUD HOME Funds using the official program link on this page or call (973) 829-8117. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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