City of Madison Community Development / Project Home
City of Madison Housing Rehabilitation Loan (Project Home) is available to homeowners in Madison, WI.
The City of Madison Housing Rehabilitation Program provides 0% interest, deferred-payment loans to income-eligible Madison homeowners for major repairs through its partner organization, Project Home. Eligible repairs include roofing, siding, HVAC, plumbing, electrical, safety concerns, and accessibility modifications. No upfront payments, the loan is repaid only upon sale of the home.
0% interest deferred loan; repaid at sale. No monthly payments. Loan amount based on repair scope. Program has helped 2,200+ homeowners since 1975.
Official program page checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In Madison, WI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Madison, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Madison early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, contact Project Home to apply
Ask us. It is free, and a real person answers within a business day.
Email us about this program0% deferred loan, amount based on repair scope.
City of Madison Housing Rehabilitation Loan (Project Home) is open to homeowners in Madison, WI. It serves seniors.
Apply directly with City of Madison Community Development / Project Home using the official program link on this page or call 608-246-3737. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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