Home Improvement Grants in Madisonville.

Find grants, rebates, forgivable loans, and free programs for Madisonville, TX, filtered to your situation.

As of June 2026, 19 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Madisonville, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 8 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates1Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 19 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

USDA Section 504 provides grants up to $10,000 for seniors 62+ and loans up to $27,500 for very low-income rural homeown...

Home Repair
Up to $8,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered locally by Community Action Program of Central Texas (CAPCO). Provi...

Weatherization
Up to $35,000 for rehabilitation

Texas HOME Investment Partnerships Program

Federal HOME funds distributed by TDHCA to local governments for owner-occupied rehabilitation. Programs vary by jurisdi...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet disability needs. Eligible disabilities ...

Veterans
Free lead testing and abatement

Texas Lead Hazard Reduction Program

State and federal funding to identify and remediate lead-based paint hazards in homes built before 1978 where children u...

Home Repair
30% tax credit on system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost to install solar panels and battery storage on residential property. Credit ...

Solar/Renewable
$10,000 homestead exemption

Texas Senior Property Tax Exemption

Texas homeowners age 65 or older receive an additional $10,000 homestead exemption from their home's value for school ta...

Property Tax Relief
$10,000 homestead exemption

Texas Disability Property Tax Exemption

Texas homeowners receiving Social Security disability benefits receive an additional $10,000 homestead exemption from th...

Property Tax Relief
Loans up to $50,000

Texas Foundation Repair Financing Programs

Multiple Texas lenders offer specialized foundation repair financing with flexible terms. Interest rates and terms vary ...

Home Repair
Loan amount varies by property value

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that allows homebuyers to finance both the purchase price and cost of rehabilitation in a single lo...

Home Repair
Up to $15,000 for mitigation

Texas Resilient Home Fund

State disaster recovery program providing grants for home hardening and mitigation improvements in areas affected by rec...

Disaster
Up to $1,050 in rebates

Atmos Energy Efficiency Rebates

Rebates for Atmos Energy natural gas customers who install qualifying high-efficiency equipment. Includes up to $700 for...

Energy
Varies by system cost

USDA Rural Water & Wastewater Grant

USDA grants and loans for rural residents to connect to public water or sewer systems, or repair/replace failing septic ...

Home Repair
Competitive interest rates

Texas Veterans Land Board Home Loan

Low-interest home loans exclusively for Texas veterans. Offers competitive fixed-rate mortgages with flexible terms. Can...

Veterans

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Madisonville

These contractors specialize in grant-funded projects and understand the documentation requirements.

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Madisonville, TX?

19 programs are currently listed for Madisonville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Madisonville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Madisonville, 12 programs do not require repayment, 1 is forgivable loan, and 1 is rebate.

How do I apply for home repair grants in Madisonville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.