Find grants, rebates, forgivable loans, and free programs for Malakoff, TX, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Malakoff, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners to repair, improve, or modern...
Federally funded program administered through Central Texas Opportunities that provides free weatherization improvements...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Federal HOME funds administered by TDHCA through local partners to rehabilitate owner-occupied housing for low-income ho...
Rebates for residential customers in Oncor service territory who complete qualifying energy efficiency improvements. Inc...
Rebate for residential customers who have their central air conditioning system professionally serviced and tuned-up by ...
Rebates for Atmos Energy natural gas customers who install qualifying high-efficiency gas furnaces, boilers, and tankles...
Federal tax credit equal to 30% of the cost of installing a residential solar photovoltaic system. Credit applies to ins...
Texas homeowners age 65 or older qualify for additional homestead exemptions from school district and other taxing units...
Texas homeowners with qualifying disabilities receive the same exemptions as those age 65+, including school tax freeze....
Disabled veterans in Texas receive property tax exemptions based on disability rating. Veterans with 100% disability or ...
State-administered program using Community Development Block Grant Disaster Recovery (CDBG-DR) funds to repair homes dam...
State program providing lead hazard assessment and remediation services for homes with children under 6 who have elevate...
Federal tax credit equal to 20% of annual mortgage interest paid, providing up to $2,000 per year in tax savings for eli...
Provided matching grants to strengthen homes against windstorm damage in coastal and high-wind areas. Covered roof braci...
Provides down payment and closing cost assistance to first-time homebuyers in Texas through a forgivable second lien. As...
Rebates for Oncor customers who install qualifying high-efficiency electric heat pump systems. Rebate amounts vary based...
Rebate for Oncor customers who purchase and install qualifying smart thermostats. Smart thermostats can reduce energy us...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Malakoff, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Malakoff, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.