Fannie Mae HomeStyle Renovation Mortgage

Fannie Mae

Available Home Repair

About This Program

Fannie Mae HomeStyle Renovation Mortgage is available to homeowners in Manhattan Beach, CA.

Conventional mortgage that allows borrowers to finance both the purchase or refinance and renovation costs in a single loan. Covers a broad range of improvements including structural repairs, energy upgrades, and cosmetic improvements.

Loan amount based on after-improved value of property; estimate reflects typical renovation project

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Manhattan Beach, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Conventional loan for purchase/refinance plus renovations
  • Available through participating lenders
  • Covers wide range of improvements
  • Based on after-improved property value
  • Often more flexible than FHA 203(k)

How to Apply

A grant-savvy contractor in Manhattan Beach, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Manhattan Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling; available through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Fannie Mae HomeStyle Renovation Mortgage in Manhattan Beach?

Fannie Mae HomeStyle Renovation Mortgage is open to homeowners in Manhattan Beach, CA. It has no income limit.

How do I apply for Fannie Mae HomeStyle Renovation Mortgage in Manhattan Beach, CA?

Apply directly with Fannie Mae using the official program link on this page or call (800) 732-6643. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Manhattan Beach, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs