Minnesota Senior Home Improvement Loan Program

Minnesota Housing Finance Agency

Available Senior & Disability

About This Program

Minnesota Senior Home Improvement Loan Program is available to homeowners in Maple Grove, MN.

Deferred, low-interest loans for homeowners age 55+ to make home improvements, repairs, or accessibility modifications. No monthly payments; loan repaid when home is sold or transferred. Available through participating Minnesota lenders.

Deferred loan with no monthly payment; repaid when home sold

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Maple Grove, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Loans up to $25,000 for seniors 55+
  • No monthly payments required
  • Repaid when home is sold
  • Home repairs, accessibility modifications
  • Apply through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 710-8871

A grant-savvy contractor in Maple Grove, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Maple Grove early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota Senior Home Improvement Loan Program provide in Maple Grove, MN?

Deferred loans up to $25,000.

Who qualifies for Minnesota Senior Home Improvement Loan Program in Maple Grove?

Minnesota Senior Home Improvement Loan Program is open to homeowners in Maple Grove, MN. It serves seniors.

How do I apply for Minnesota Senior Home Improvement Loan Program in Maple Grove, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (800) 710-8871. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Maple Grove, MN contractors

Find More Programs in Maple Grove, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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