Minnesota Rehabilitation Loan Program

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Minnesota Rehabilitation Loan Program is available to homeowners in Maplewood, MN.

Provides financing for substantial home improvements combined with a first mortgage for homebuyers or homeowners refinancing. Available for homes needing significant repairs or updates in Minnesota.

Loan must be repaid as part of first mortgage financing

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Maplewood, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $75,000 for substantial improvements
  • Combined with first mortgage or refinancing
  • Available for purchase or refinance
  • Income at or below 115% AMI required
  • Covers major rehabilitation and repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 710-8871

A grant-savvy contractor in Maplewood, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Maplewood early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota Rehabilitation Loan Program provide in Maplewood, MN?

Loan up to $75,000 combined with first mortgage.

Who qualifies for Minnesota Rehabilitation Loan Program in Maplewood?

Minnesota Rehabilitation Loan Program is open to homeowners in Maplewood, MN.

How do I apply for Minnesota Rehabilitation Loan Program in Maplewood, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (800) 710-8871. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Maplewood, MN contractors

Find More Programs in Maplewood, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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