McHenry County Septic System Repair Assistance

McHenry County Health Department

Available Home Repair

About This Program

McHenry County Septic System Repair Assistance is available to homeowners in McHenry, IL.

Provides financial assistance to income-eligible homeowners in McHenry County for repair or replacement of failing septic systems. Loan is forgiven after 5 years of compliance. Helps protect groundwater and public health.

Forgivable loan covers septic repair/replacement costs up to $10,000

Data last verified 2026-06-09. How we verify our data.

In McHenry, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 forgivable loan for septic repair
  • Income at or below 100% AMI required
  • Must be owner-occupied in McHenry County
  • Loan forgiven after 5 years
  • For failing septic systems posing health risk

How to Apply

Get free help applying Visit Official Program Page Track this program

(815) 334-4510

A grant-savvy contractor in McHenry, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in McHenry early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications; subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can McHenry County Septic System Repair Assistance provide in McHenry, IL?

Up to $10,000 forgivable loan.

Who qualifies for McHenry County Septic System Repair Assistance in McHenry?

McHenry County Septic System Repair Assistance is open to homeowners in McHenry, IL.

How do I apply for McHenry County Septic System Repair Assistance in McHenry, IL?

Apply directly with McHenry County Health Department using the official program link on this page or call (815) 334-4510. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse McHenry, IL contractors

Find More Programs in McHenry, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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