Texas Vet Home Improvement Program

Texas State Affordable Housing Corporation

Available Veteran Housing

About This Program

Texas Vet Home Improvement Program is available to homeowners in Merkel, TX.

Forgivable home improvement loans for Texas veterans who served at least 90 days of active duty service. Loan is forgiven over 5 years. Funds can be used for repairs, improvements, or accessibility modifications.

Forgivable loan over 5 years; no payment required if veteran remains in home

Data last verified 2026-06-09. How we verify our data.

In Merkel, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 forgivable loan for veterans
  • Must have served 90+ days active duty
  • Loan forgiven over 5 years
  • Income limits up to 115% AMI
  • Covers repairs, improvements, accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 477-3555

A grant-savvy contractor in Merkel, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Merkel early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Vet Home Improvement Program provide in Merkel, TX?

Up to $25,000 forgivable loan.

Who qualifies for Texas Vet Home Improvement Program in Merkel?

Texas Vet Home Improvement Program is open to homeowners in Merkel, TX. It serves veterans and military families.

How do I apply for Texas Vet Home Improvement Program in Merkel, TX?

Apply directly with Texas State Affordable Housing Corporation using the official program link on this page or call (512) 477-3555. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Merkel, TX contractors

Find More Programs in Merkel, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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