My Safe Florida Home Program

Florida Division of Emergency Management

Closed Disaster Relief

About This Program

State program providing free wind inspections and matching grants up to $10,000 for hurricane mitigation improvements. When active, covers roof upgrades, impact-resistant windows and doors, and structural reinforcements.

50% state match on approved hurricane mitigation improvements

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Merritt Island, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Free home wind inspection (when active)
  • Up to $10,000 matching grant for improvements
  • Covers roof, windows, doors, structural upgrades
  • Must be built before 2002 in Florida
  • Program currently suspended

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 513-6734

A grant-savvy contractor in Merritt Island, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Merritt Island early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Florida's My Safe Florida Home program gives homeowners a free wind mitigation inspection and then a matching grant to harden a single-family home against hurricanes. The grant matches 2 dollars for every 1 dollar you spend, up to 10,000 dollars, for improvements like roof upgrades, impact-resistant windows and doors, and reinforced openings. The Florida Department of Financial Services runs it through an online participant portal.

Steps to apply

  1. Create an account in the My Safe Florida Home participant portal and apply for a free wind mitigation inspection.
  2. Have the free state inspection done; it identifies the improvements that would reduce wind damage.
  3. Apply for the matching grant through the portal once you have your inspection report.
  4. Have a qualified contractor do the approved work, then submit documentation to receive the matching funds.
Get the official form

Documents you will likely need

  • Proof of a homestead exemption on the property.
  • Proof the home is insured for less than 500,000 dollars.
  • Documentation that the home is in the wind-borne debris region and was permitted before January 1, 2008.
  • Your wind mitigation inspection report and contractor documentation for the work.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program currently suspended; check for reactivation

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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Find More Programs in Merritt Island, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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