Fannie Mae HomeStyle Renovation Mortgage

Fannie Mae

Available Home Repair

About This Program

Fannie Mae HomeStyle Renovation Mortgage is available to homeowners in Mesa, AZ.

Conventional mortgage enabling purchase or refinance with renovation costs included. Allows up to 75% of completed property value for renovations in Mesa homes.

Conventional loan combining property value and renovation costs

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Mesa, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • Conventional loan for purchase or refi plus repairs
  • Up to 75% of completed value for renovations
  • Better rates than FHA for good credit
  • Covers structural and cosmetic improvements
  • Available through conventional lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Mesa, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mesa early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for Fannie Mae HomeStyle Renovation Mortgage in Mesa?

Fannie Mae HomeStyle Renovation Mortgage is open to homeowners in Mesa, AZ.

How do I apply for Fannie Mae HomeStyle Renovation Mortgage in Mesa, AZ?

Apply directly with Fannie Mae using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Mesa, AZ contractors

Find More Programs in Mesa, AZ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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