Home Improvement Grants in Mexia.

Find grants, rebates, forgivable loans, and free programs for Mexia, TX, filtered to your situation.

As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mexia, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 20 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program that provides free energy efficiency improvements to income-eligible households. Administered l...

Weatherization
Up to $25,000 forgivable loan

Texas TDHCA Home Repair Program

State-funded program providing forgivable loans for critical home repairs to very low-income owner-occupants, with prior...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners age...

Home Repair
Up to $300 rebate

Oncor HVAC Rebate Program

Rebate for Oncor customers who install qualifying high-efficiency air conditioning systems. Rebates range from $85 for 1...

Energy
Up to $500 rebate

Oncor Attic Insulation Rebate

Rebate for Oncor customers who add attic insulation to a minimum of R-38. Rebate amount is $0.15 per square foot of insu...

Weatherization
Up to $450 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for Atmos Energy natural gas customers who install ENERGY STAR certified high-efficiency gas furnaces with AFUE r...

Energy
Up to $400 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for Atmos Energy customers who install ENERGY STAR certified natural gas tankless water heaters with energy facto...

Energy
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Eli...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt homes with special features necessary due to dis...

Veterans
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

Texas state law exempts the added home value from solar panel installation from property tax assessment. The exemption a...

Solar/Renewable
30% of solar installation cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including solar panels and ...

Solar/Renewable
Loans and grants up to $10,000

Limestone County On-Site Sewage Facility Repair

County-administered program providing financial assistance to repair or replace failing septic systems for low-income ho...

Home Repair
Additional $10,000 homestead exemption

Texas Over-65 Property Tax Exemption

Texas homeowners age 65 or older receive an additional $10,000 homestead exemption on school district property taxes, pl...

Property Tax Relief
Additional $10,000 homestead exemption

Texas Disability Property Tax Exemption

Texas homeowners who are disabled as defined by Social Security Administration receive an additional $10,000 homestead e...

Property Tax Relief
Up to 100% exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Texas disabled veterans receive property tax exemptions based on VA disability rating: $5,000-$12,000 for 10-90% ratings...

Property Tax Relief
Defer all property taxes at 5% annual interest

Texas Property Tax Deferral for Seniors and Disabled

Homeowners age 65+ or disabled may defer property taxes on their homestead with no penalty or interest (only 5% annual a...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Mexia

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Frequently asked questions

What home improvement grants are available in Mexia, TX?

20 programs are currently listed for Mexia, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Mexia have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mexia, 14 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Mexia?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.