Florida Hurricane Loss Mitigation Program

Florida Department of Financial Services

Waitlist Disaster Relief

About This Program

Florida Hurricane Loss Mitigation Program is available to homeowners in Miami Beach, FL.

Matching grant program to strengthen homes against hurricane damage. Covers reinforced garage doors, impact-resistant windows, roof improvements, and storm shutters. State matches 50% of eligible costs up to $10,000. Periodic funding cycles.

State matches 50% of eligible hurricane mitigation costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Miami Beach, FL, you can combine this program with other local help to cut your cost:

Key Details

  • 50/50 matching grant up to $10,000
  • Strengthen home against hurricane damage
  • Covers garage doors, windows, roofing, shutters
  • Available statewide including Miami Beach
  • Periodic funding cycles, check for reopening

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 413-3089

A grant-savvy contractor in Miami Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Check for periodic reopening of applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida Hurricane Loss Mitigation Program provide in Miami Beach, FL?

Matching grants up to $10,000.

Who qualifies for Florida Hurricane Loss Mitigation Program in Miami Beach?

Florida Hurricane Loss Mitigation Program is open to homeowners in Miami Beach, FL. It has no income limit.

How do I apply for Florida Hurricane Loss Mitigation Program in Miami Beach, FL?

Apply directly with Florida Department of Financial Services using the official program link on this page or call (850) 413-3089. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Miami Beach, FL contractors

Find More Programs in Miami Beach, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs