FEMA Hazard Mitigation Grant Program (HMGP)

FEMA / Florida Division of Emergency Management

Available Home Repair

About This Program

FEMA Hazard Mitigation Grant Program (HMGP) is available to homeowners in Miami, FL.

FEMA's HMGP provides federal funding after a Presidentially declared disaster to help communities implement hazard mitigation measures. In Florida, individual homeowners typically access HMGP funds through county-administered programs for home elevation, hurricane shutters, safe rooms, and structural mitigation. Miami-Dade County coordinates project submissions through its Local Mitigation Strategy Working Group (LMSWG). HMGP covers 75% of eligible project costs.

Homeowners do not apply directly to FEMA, Miami-Dade OEM coordinates and submits project requests. Contact Miami-Dade Emergency Management to be placed on the list for upcoming mitigation programs.

Federal program, maintained from the official federal source.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Miami, FL, you can stack it with local programs like these:

Key Details

  • Federal funding for hurricane and flood mitigation after disaster declarations
  • Covers 75% of eligible project costs, 25% local match required
  • Eligible: home elevation, shutters, safe rooms, structural hardening
  • Applications go through Miami-Dade Emergency Management, not directly to FEMA
  • Contact Miami-Dade OEM to register interest for upcoming mitigation cycles

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Miami, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Federal funding to reduce future disaster damage, like elevating or strengthening a home. Homeowners cannot apply directly. Your state, tribe, or local government applies on your behalf, so you take part through a local project.

Steps to apply

  1. Contact your State Hazard Mitigation Officer or local emergency management office.
  2. Ask whether your community has an open HMGP project you can join.
  3. Provide your property and project details to the local applicant.
  4. The state submits the application to FEMA on your behalf.
Get the official form

Documents you will likely need

  • Property ownership and address information.
  • Details of the mitigation project (for example elevation or a safe room).
  • Any flood or disaster damage history.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available after Presidentially declared disasters, contact Miami-Dade OEM

Questions about this program?

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Frequently asked questions

How much can FEMA Hazard Mitigation Grant Program (HMGP) provide in Miami, FL?

Varies by project; 75% federal / 25% local match.

Who qualifies for FEMA Hazard Mitigation Grant Program (HMGP) in Miami?

FEMA Hazard Mitigation Grant Program (HMGP) is open to homeowners in Miami, FL. It has no income limit.

How do I apply for FEMA Hazard Mitigation Grant Program (HMGP) in Miami, FL?

Apply directly with FEMA / Florida Division of Emergency Management using the official program link on this page. There is no middleman and no fee.

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