MDEAT Rehabilitation Assistance Program (RAP)

Miami-Dade Economic Advocacy Trust

Available Home Repair

About This Program

MDEAT Rehabilitation Assistance Program (RAP) is available to homeowners in Miami, FL.

The Miami-Dade Economic Advocacy Trust Rehabilitation Assistance Program provides up to $50,000 in 0% interest forgivable loans for low-to-moderate income homeowners to fund roofing, plumbing, HVAC, and other structural repairs. The program received an additional $2 million infusion in 2025. Applications can be submitted digitally and the loan is forgiven after 15 years of owner-occupancy.

Loan carries no interest and requires no payments. Becomes forgivable after 15 years if owner-occupied, not refinanced, and ownership not transferred.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Miami, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 at 0% interest with no monthly payments
  • Loan forgiven after 15 years of continued owner-occupancy
  • Covers roofing, plumbing, HVAC, and major structural repairs
  • Apply by downloading form at miamidade.gov/mdeat or emailing marquis.best@miamidade.gov
  • Received $2M additional funding infusion in 2025

How to Apply

Get free help applying Visit Official Program Page Track this program

305-375-5661

A grant-savvy contractor in Miami, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, applications accepted on MDEAT website

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can MDEAT Rehabilitation Assistance Program (RAP) provide in Miami, FL?

Up to $50,000 forgivable loan.

Who qualifies for MDEAT Rehabilitation Assistance Program (RAP) in Miami?

MDEAT Rehabilitation Assistance Program (RAP) is open to homeowners in Miami, FL.

How do I apply for MDEAT Rehabilitation Assistance Program (RAP) in Miami, FL?

Apply directly with Miami-Dade Economic Advocacy Trust using the official program link on this page or call 305-375-5661. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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