City of Miami Homeownership Preservation Program (HPP)

City of Miami Department of Housing & Community Development

Available Home Repair

About This Program

City of Miami Homeownership Preservation Program (HPP) is available to homeowners in Miami, FL.

The City of Miami's Homeownership Preservation Program provides up to $70,000 in low- or no-interest loans to income-eligible homeowners within City of Miami limits for exterior envelope repairs: roofs, windows, and exterior-facing doors. Projects target storm resilience and energy efficiency, and the City selects a contractor from a pre-qualified JOC pool. Property assessed market value cannot exceed $400,000 and household income must be at or below 140% AMI.

Must be within City of Miami boundaries (not unincorporated Miami-Dade). Property value cap $400,000. Income cap 140% AMI.

Data last verified 2026-04-03. How we verify our data.

In Miami, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $70,000 for roof, windows, and exterior door repairs
  • City-selected contractor from pre-qualified JOC firm, homeowner does not bid
  • Must have homestead exemption (primary residence only)
  • Assessed market value must not exceed $400,000
  • Income must be at or below 140% AMI for household size

How to Apply

Get free help applying Visit Official Program Page Track this program

305-416-2080

A grant-savvy contractor in Miami, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, until allocation depleted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can City of Miami Homeownership Preservation Program (HPP) provide in Miami, FL?

Up to $70,000 low/no-interest loan.

Who qualifies for City of Miami Homeownership Preservation Program (HPP) in Miami?

City of Miami Homeownership Preservation Program (HPP) is open to homeowners in Miami, FL.

How do I apply for City of Miami Homeownership Preservation Program (HPP) in Miami, FL?

Apply directly with City of Miami Department of Housing & Community Development using the official program link on this page or call 305-416-2080. There is no middleman and no fee.

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