Florida Department of Financial Services
My Safe Florida Home (MSFH) is available to homeowners in Miami, FL.
Florida's flagship hurricane wind mitigation grant program, funded at $280 million for FY 2025-26. Homeowners receive a free wind mitigation inspection; the state then contributes $2 for every $1 the homeowner spends on approved upgrades (up to $10,000), or a full no-match grant of up to $10,000 for low-income applicants. Eligible homes must have a homestead exemption, an insured value under $700,000, and an original building permit issued before January 1, 2008.
Standard: state covers $6,667 if homeowner spends $3,333 (2:1 match). Low-income: state covers 100% up to $10,000.
Official source site checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In Miami, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Miami, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, funds available until $280M allocation exhausted
Ask us. It is free, and a real person answers within a business day.
Email us about this program$10,000 grant.
My Safe Florida Home (MSFH) is open to homeowners in Miami, FL. It has no income limit.
Apply directly with Florida Department of Financial Services using the official program link on this page. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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