Miami-Dade County CDBG Housing Rehabilitation

Miami-Dade Housing & Community Development (HUD CDBG)

Available Home Repair

About This Program

Miami-Dade County CDBG Housing Rehabilitation is available to homeowners in Miami, FL.

Miami-Dade County uses HUD Community Development Block Grant funds to provide forgivable rehabilitation loans for low-income homeowners in eligible Neighborhood Revitalization Strategy Areas (NRSAs). Repairs address health and safety hazards, code violations, energy efficiency, and structural integrity. The loan is 0% interest, requires no monthly payments, and is forgiven after 15 years of continued owner-occupancy.

Loan is forgiven after 15 years if homeowner stays in place and does not refinance or transfer ownership.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Miami, FL, you can stack it with local programs like these:

Key Details

  • 0% interest forgivable loan, no monthly payments required
  • Forgiven after 15 years of continuous owner-occupancy
  • Home must be in a CDBG-eligible block group (NRSA)
  • Covers roofing, plumbing, electrical, HVAC, and structural repairs
  • Serves low- and moderate-income households (≤80% AMI)

How to Apply

Get free help applying Visit Official Program Page Track this program

786-469-4730

A grant-savvy contractor in Miami, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Miami early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, home must be in an eligible CDBG block group

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Miami-Dade County CDBG Housing Rehabilitation provide in Miami, FL?

Up to $50,000 forgivable loan.

Who qualifies for Miami-Dade County CDBG Housing Rehabilitation in Miami?

Miami-Dade County CDBG Housing Rehabilitation is open to homeowners in Miami, FL. It prioritizes low-income households.

How do I apply for Miami-Dade County CDBG Housing Rehabilitation in Miami, FL?

Apply directly with Miami-Dade Housing & Community Development (HUD CDBG) using the official program link on this page or call 786-469-4730. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Miami, FL contractors

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