Rhode Island Housing and Mortgage Finance Corporation
RIHousing HomeOwner Rehab Loan is available to homeowners in Middletown, RI.
Low-interest loan program for owner-occupied home repairs and improvements in Rhode Island. Offers flexible terms and income-based rates for households earning up to 115% of area median income.
Loan amount based on project scope, typical maximum shown
Data last verified 2026-06-09. How we verify our data.
In Middletown, RI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Middletown, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Middletown early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to fund availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $50,000 loan.
RIHousing HomeOwner Rehab Loan is open to homeowners in Middletown, RI.
Apply directly with Rhode Island Housing and Mortgage Finance Corporation using the official program link on this page or call (401) 450-1350. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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