Milwaukee Home Down Payment Assistance

City of Milwaukee / NIDC

Available Home Repair

About This Program

Milwaukee Home Down Payment Assistance is available to homeowners in Milwaukee, WI.

Forgivable down payment and closing cost grant for first-time homebuyers (not owned in last 3 years). $5,000 anywhere in Milwaukee; $7,000 in the CDBG boundary. Must be current Milwaukee resident, meet income guidelines, complete 8 hours of HUD-approved homebuyer counseling, and owner-occupy for 5 years.

First-time buyer (no ownership in last 3 years), below income limits

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Milwaukee, WI, you can combine this program with other local help to cut your cost:

Key Details

  • $5,000 anywhere in City of Milwaukee
  • $7,000 if purchasing in the CDBG boundary
  • Must be current Milwaukee resident
  • 8 hours of HUD-certified homebuyer counseling required
  • Owner-occupy for minimum 5 years

How to Apply

Get free help applying Visit Official Program Page Track this program

414-286-5608

A grant-savvy contractor in Milwaukee, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Milwaukee early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Milwaukee Home Down Payment Assistance provide in Milwaukee, WI?

Up to $7,000 (CDBG area) or $5,000.

Who qualifies for Milwaukee Home Down Payment Assistance in Milwaukee?

Milwaukee Home Down Payment Assistance is open to homeowners in Milwaukee, WI. It prioritizes low-income households.

How do I apply for Milwaukee Home Down Payment Assistance in Milwaukee, WI?

Apply directly with City of Milwaukee / NIDC using the official program link on this page or call 414-286-5608. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Milwaukee, WI contractors

Find More Programs in Milwaukee, WI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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