NIDC Home Rehabilitation Loan Program

City of Milwaukee / NIDC

Closed Home Repair

About This Program

0% interest deferred or repayment loans for owner-occupants of 1-4 unit properties. Covers structural, mechanical, health and safety repairs. Income limits apply. Up to 15-year repayment term. Must own and occupy as primary residence.

Income-qualified; below 80% AMI

Data last verified 2026-04-01. How we verify our data.

In Milwaukee, WI, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest, deferred or repayment
  • Up to $40,000 for 1-4 unit owner-occupied properties
  • Up to 15-year repayment
  • Income limits apply (approximately 80% AMI)
  • Covers structural, mechanical, and health/safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

414-286-5610

A grant-savvy contractor in Milwaukee, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Milwaukee early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through NIDC

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