Clackamas County Owner-Occupied Rehabilitation Loan

Clackamas County Housing Authority

Waitlist Home Repair

About This Program

Clackamas County Owner-Occupied Rehabilitation Loan is available to homeowners in Milwaukie, OR.

Deferred and forgivable loan program for major home rehabilitation in Clackamas County. Loan is forgiven after 10 years of continued owner occupancy. Must meet income limits and home must be primary residence.

Forgivable loan, no repayment required after 10 years of occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Milwaukie, OR, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Up to $35,000 for structural and system upgrades
  • Income at or below 80% AMI required
  • Forgiven after 10 years of owner occupancy
  • Currently on waitlist

How to Apply

Get free help applying Visit Official Program Page Track this program

(503) 655-8521

A grant-savvy contractor in Milwaukie, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Milwaukie early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently on waitlist, check quarterly

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Clackamas County Owner-Occupied Rehabilitation Loan provide in Milwaukie, OR?

Forgivable loan up to $35,000.

Who qualifies for Clackamas County Owner-Occupied Rehabilitation Loan in Milwaukie?

Clackamas County Owner-Occupied Rehabilitation Loan is open to homeowners in Milwaukie, OR. It prioritizes low-income households.

How do I apply for Clackamas County Owner-Occupied Rehabilitation Loan in Milwaukie, OR?

Apply directly with Clackamas County Housing Authority using the official program link on this page or call (503) 655-8521. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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