Find grants, rebates, forgivable loans, and free programs for Mission Viejo, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mission Viejo, CA, with individual awards up to $250,000. 4 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization services for income-qualified households in Orange County, including insulation, air sea...
CalHFA offers first-time homebuyer loans with down payment assistance programs throughout California, including Orange C...
Southern California Edison offers rebates for energy-efficient home improvements including HVAC upgrades, insulation, du...
SoCalGas offers rebates for high-efficiency natural gas appliances including furnaces, tankless water heaters, pool/spa ...
State-funded rebates for installing heat pump HVAC systems in existing single-family homes. Additional $1,000 bonus for ...
Rebates for water-efficient landscaping, high-efficiency toilets, smart irrigation controllers, and turf removal. Suppor...
California incentive program for home battery storage systems. Provides upfront rebates for installing energy storage, p...
USDA provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. G...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside. Covers mod...
HUD HOME funds administered by Orange County for owner-occupied home rehabilitation in unincorporated areas and particip...
City of Mission Viejo CDBG-funded program providing deferred, zero-interest loans for essential home repairs to low- and...
Grant program for Mission Viejo seniors age 62+ to make accessibility modifications that allow them to age in place safe...
State-funded rebates for seismic retrofitting of older wood-frame houses with raised foundations or crawl spaces. Availa...
Reduces the assessed value of owner-occupied homes by $7,000, saving approximately $70-$100 annually in property taxes. ...
Property tax exemption for California veterans with service-connected disabilities rated at 100% by the VA, or those who...
Allows eligible seniors age 62+, blind, or disabled homeowners to defer payment of property taxes on their principal res...
Provides assistance to Mission Viejo homeowners for required sewer lateral repairs or replacements. Interest-free paymen...
State program providing free lead hazard assessments and remediation for homes where a child under age 6 has an elevated...
State-funded assistance for California residents impacted by federally-declared disasters when federal assistance is not...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Mission Viejo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mission Viejo, 13 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.