Montrose HOME Rehabilitation Program

City of Montrose Community Development (HOME)

Available Home Repair

About This Program

Montrose HOME Rehabilitation Program is available to homeowners in Montrose, CO.

HOME-funded program providing forgivable loans up to $30,000 for owner-occupied home rehabilitation in Montrose. Covers major repairs including roofs, foundations, mechanical systems, and health/safety hazards. Loan forgiven after 5-10 years of continued owner occupancy.

Forgivable loan for major home rehabilitation, no repayment if occupancy maintained

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Montrose, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $30,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in Montrose
  • Covers major repairs and systems
  • Forgiven after 5-10 years of occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(970) 240-1408

A grant-savvy contractor in Montrose, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Montrose early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted on rolling basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Montrose HOME Rehabilitation Program provide in Montrose, CO?

Forgivable loan up to $30,000.

Who qualifies for Montrose HOME Rehabilitation Program in Montrose?

Montrose HOME Rehabilitation Program is open to homeowners in Montrose, CO. It prioritizes low-income households.

How do I apply for Montrose HOME Rehabilitation Program in Montrose, CO?

Apply directly with City of Montrose Community Development (HOME) using the official program link on this page or call (970) 240-1408. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Montrose, CO contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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