Moorhead ADA Home Modification Program

City of Moorhead Community Development (CDBG)

Available Senior & Disability

About This Program

Moorhead ADA Home Modification Program is available to homeowners in Moorhead, MN.

Forgivable loan for income-qualified Moorhead homeowners to make ADA-compliant accessibility modifications for household members with disabilities. Covers ramps, bathroom modifications, widened doorways, and other necessary adaptations. Forgiven after 5 years.

Forgivable loan, no repayment if you remain in the home 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Moorhead, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $15,000
  • For households with disabled members
  • Income at or below 80% AMI
  • Covers ADA-compliant modifications
  • Forgiven after 5 years of compliance

How to Apply

Get free help applying Visit Official Program Page Track this program

(218) 299-5166

A grant-savvy contractor in Moorhead, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Moorhead early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Moorhead ADA Home Modification Program provide in Moorhead, MN?

Up to $15,000 forgivable loan.

Who qualifies for Moorhead ADA Home Modification Program in Moorhead?

Moorhead ADA Home Modification Program is open to homeowners in Moorhead, MN. It prioritizes low-income households.

How do I apply for Moorhead ADA Home Modification Program in Moorhead, MN?

Apply directly with City of Moorhead Community Development (CDBG) using the official program link on this page or call (218) 299-5166. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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