Minnesota Housing Fix Up Fund

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Minnesota Housing Fix Up Fund is available to homeowners in Moorhead, MN.

State program providing low-interest deferred loans up to $50,000 for home improvements and repairs for Minnesota homeowners with income up to 115% AMI. No payment due until home is sold, refinanced, or no longer owner-occupied.

Deferred loan with 0% interest, no payment until home sale or refinance

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Moorhead, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $50,000 at 0% interest
  • Income up to 115% AMI qualifies
  • No payment until home is sold or refinanced
  • Covers major repairs and improvements
  • Apply through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 710-8871

A grant-savvy contractor in Moorhead, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Moorhead early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota Housing Fix Up Fund provide in Moorhead, MN?

Up to $50,000 deferred loan.

Who qualifies for Minnesota Housing Fix Up Fund in Moorhead?

Minnesota Housing Fix Up Fund is open to homeowners in Moorhead, MN.

How do I apply for Minnesota Housing Fix Up Fund in Moorhead, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (800) 710-8871. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Moorhead, MN contractors

Find More Programs in Moorhead, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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