CalHFA Homeowner Rehabilitation Loan Program

California Housing Finance Agency

Waitlist Home Repair

About This Program

CalHFA Homeowner Rehabilitation Loan Program is available to homeowners in Moreno Valley, CA.

Deferred-payment loan for major home repairs and accessibility improvements for moderate-income homeowners. Loan is deferred (no monthly payments) and becomes due when the home is sold, refinanced, or no longer owner-occupied.

Deferred loan amount based on typical major rehabilitation needs

Data last verified 2026-05-25. How we verify our data.

In Moreno Valley, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $75,000 for major repairs
  • Income at or below 120% AMI required
  • No monthly payments; due on sale or refinance
  • Owner-occupied primary residence required
  • Contact CalHFA for current availability

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Moreno Valley, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Moreno Valley early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Check website for funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CalHFA Homeowner Rehabilitation Loan Program provide in Moreno Valley, CA?

Up to $75,000 deferred loan.

Who qualifies for CalHFA Homeowner Rehabilitation Loan Program in Moreno Valley?

CalHFA Homeowner Rehabilitation Loan Program is open to homeowners in Moreno Valley, CA.

How do I apply for CalHFA Homeowner Rehabilitation Loan Program in Moreno Valley, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Moreno Valley, CA contractors

Find More Programs in Moreno Valley, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs