WV Housing Development Fund Home Repair Loan

West Virginia Housing Development Fund

Available Home Repair

About This Program

WV Housing Development Fund Home Repair Loan is available to homeowners in Morgantown, WV.

Low-interest loan program for West Virginia homeowners to finance necessary repairs and improvements to owner-occupied homes. Loans offered at below-market interest rates with flexible repayment terms up to 20 years.

Loan amount varies by project scope; typical range $10,000-$50,000

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Morgantown, WV, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $50,000 for home repairs
  • Income limits apply (typically up to 115% AMI)
  • Must be owner-occupied primary residence
  • Below-market interest rates available
  • Repayment terms up to 20 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(304) 345-6475

A grant-savvy contractor in Morgantown, WV can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Morgantown early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted continuously

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can WV Housing Development Fund Home Repair Loan provide in Morgantown, WV?

Low-interest loan up to $50,000.

Who qualifies for WV Housing Development Fund Home Repair Loan in Morgantown?

WV Housing Development Fund Home Repair Loan is open to homeowners in Morgantown, WV.

How do I apply for WV Housing Development Fund Home Repair Loan in Morgantown, WV?

Apply directly with West Virginia Housing Development Fund using the official program link on this page or call (304) 345-6475. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Morgantown, WV contractors

Find More Programs in Morgantown, WV

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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