Tennessee Disaster Recovery Program

Tennessee Housing Development Agency (THDA)

Closed Disaster Relief

About This Program

State program using CDBG-DR funds to assist homeowners with unmet disaster recovery needs after federally-declared disasters. Available in Morristown only when activated following presidential disaster declarations. Provides grants for home repair, rehabilitation, and reconstruction.

Grant amount based on verified disaster damage and insurance gap

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Morristown, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Grants up to $50,000 for disaster recovery
  • Activated only after federal disaster declaration
  • Covers unmet needs not covered by insurance or FEMA
  • Income up to 120% AMI may qualify
  • Not currently active in Morristown

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 815-2200

A grant-savvy contractor in Morristown, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Morristown early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Activated only after federal disaster declaration

Questions about this program?

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