San Luis Obispo County HOME Investment Partnerships

San Luis Obispo County Community Development (HOME)

Available Home Repair

About This Program

San Luis Obispo County HOME Investment Partnerships is available to homeowners in Morro Bay, CA.

Federal HOME funds administered by San Luis Obispo County for substantial rehabilitation of owner-occupied homes. Provides forgivable loans for major repairs, including foundation, roofing, plumbing, electrical, and HVAC systems. Loan forgiven after 10 years.

Forgivable loan requiring 10 years of owner-occupancy; typical award for major rehabilitation

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Morro Bay, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $40,000
  • Income at or below 80% AMI
  • Major rehabilitation and repairs
  • Forgiven after 10 years of owner-occupancy
  • Quarterly application cycles

How to Apply

Get free help applying Visit Official Program Page Track this program

(805) 781-5252

A grant-savvy contractor in Morro Bay, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Morro Bay early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted quarterly

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can San Luis Obispo County HOME Investment Partnerships provide in Morro Bay, CA?

Forgivable loan up to $40,000.

Who qualifies for San Luis Obispo County HOME Investment Partnerships in Morro Bay?

San Luis Obispo County HOME Investment Partnerships is open to homeowners in Morro Bay, CA. It prioritizes low-income households.

How do I apply for San Luis Obispo County HOME Investment Partnerships in Morro Bay, CA?

Apply directly with San Luis Obispo County Community Development (HOME) using the official program link on this page or call (805) 781-5252. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Morro Bay, CA contractors

Find More Programs in Morro Bay, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs