Find grants, rebates, forgivable loans, and free programs for Moscow, ID, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Moscow, ID, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for home repairs to low-income homeowners in Idaho. Loan is forgiven after the borrower stays ...
CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income owner-occupants in Mos...
Emergency repair grants for very low-income Moscow homeowners facing immediate health or safety hazards. Grant does not ...
Cash rebate for Avista electric customers in Moscow who install qualifying ductless or ducted heat pump systems. Rebate ...
Rebates for insulation and air sealing improvements in Avista electric service territory. Includes attic, wall, and floo...
Rebate for purchase and installation of qualifying smart thermostats for Avista electric customers. Eligible models incl...
Rebates for qualifying energy-efficient electric water heaters including heat pump water heaters. Available to Avista el...
Low-interest loans and grants for very low-income homeowners in rural areas to repair, improve, or modernize their homes...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Cov...
Grants for veterans with certain service-connected disabilities to adapt a family member's home or their own home for ac...
Provides free lead hazard reduction services for income-qualified Idaho families with children under 6 living in homes b...
Small repair grants for seniors 60+ in Latah County to address minor home repairs and safety improvements. Helps low-inc...
CDBG-funded grants for accessibility modifications to homes of Moscow residents with disabilities. Covers ramps, widened...
Forgivable loans for low-income Moscow homeowners to repair or replace failing sewer laterals. Prevents environmental co...
State-funded grants for homeowners to strengthen homes against natural disasters including wildfire, flooding, and sever...
Enhanced weatherization services for Avista customers with income at or below 200% of federal poverty level. Combines ut...
Down payment assistance for first-time homebuyers in Idaho purchasing in eligible areas including Moscow. Forgivable loa...
HUD HOME funds administered by City of Moscow for affordable housing initiatives including home rehabilitation and homeb...
Professional home energy audit for Avista customers in Moscow to identify energy savings opportunities. Includes blower ...
Rebates for ENERGY STAR certified appliances including refrigerators, freezers, clothes washers, and dryers. Available t...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Moscow, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Moscow, 13 programs do not require repayment, 5 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.