Moss Point Owner-Occupied Rehabilitation

City of Moss Point (CDBG)

Available Home Repair

About This Program

Moss Point Owner-Occupied Rehabilitation is available to homeowners in Moss Point, MS.

Provides major home repairs for owner-occupied households in Moss Point with income at or below 80% AMI. Loan is forgiven after 5 years of compliance including maintaining residency, homeowners insurance, and current property taxes.

Forgivable loan, no repayment if you stay in the home 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Moss Point, MS, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Moss Point
  • Forgiven after 5 years of compliance
  • Covers structural, roofing, foundation work

How to Apply

Get free help applying Visit Official Program Page Track this program

(228) 475-9361

A grant-savvy contractor in Moss Point, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Moss Point early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Moss Point Owner-Occupied Rehabilitation provide in Moss Point, MS?

Forgivable loan up to $25,000.

Who qualifies for Moss Point Owner-Occupied Rehabilitation in Moss Point?

Moss Point Owner-Occupied Rehabilitation is open to homeowners in Moss Point, MS. It prioritizes low-income households.

How do I apply for Moss Point Owner-Occupied Rehabilitation in Moss Point, MS?

Apply directly with City of Moss Point (CDBG) using the official program link on this page or call (228) 475-9361. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Moss Point, MS contractors

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