FHA Title I Property Improvement Loan

Federal Housing Administration

Available Home Repair

About This Program

FHA Title I Property Improvement Loan is available to homeowners in Mount Pleasant, SC.

FHA-insured loan for home improvements up to $25,000. Does not require home equity and can be used for a wide range of repairs and improvements. Available through approved lenders.

Loan amount based on creditworthiness and project scope

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Mount Pleasant, SC, you can stack it with local programs like these:

Key Details

  • FHA-insured loan up to $25,000
  • No equity requirement
  • Fixed interest rate
  • Wide range of improvements eligible
  • Apply through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 767-7468

A grant-savvy contractor in Mount Pleasant, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Pleasant early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can FHA Title I Property Improvement Loan provide in Mount Pleasant, SC?

Up to $25,000 loan.

Who qualifies for FHA Title I Property Improvement Loan in Mount Pleasant?

FHA Title I Property Improvement Loan is open to homeowners in Mount Pleasant, SC. It has no income limit.

How do I apply for FHA Title I Property Improvement Loan in Mount Pleasant, SC?

Apply directly with Federal Housing Administration using the official program link on this page or call (800) 767-7468. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Mount Pleasant, SC contractors

Find More Programs in Mount Pleasant, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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