Westchester County HOME Investment Program

Westchester County Department of Planning (HOME)

Available Home Repair

About This Program

Westchester County HOME Investment Program is available to homeowners in Mount Vernon, NY.

Federal HOME funds administered by Westchester County to assist low-income homeowners with comprehensive home rehabilitation. Loans are forgiven after a specified affordability period during which the homeowner must maintain residency.

Forgivable loan for major rehabilitation, forgiven over 5-15 years

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Mount Vernon, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $50,000
  • Income at or below 80% AMI
  • Major rehabilitation and structural repairs
  • Forgiven over affordability period
  • Must maintain owner-occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(914) 995-2961

A grant-savvy contractor in Mount Vernon, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Vernon early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted on rolling basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Westchester County HOME Investment Program provide in Mount Vernon, NY?

Up to $50,000 forgivable loan.

Who qualifies for Westchester County HOME Investment Program in Mount Vernon?

Westchester County HOME Investment Program is open to homeowners in Mount Vernon, NY. It prioritizes low-income households.

How do I apply for Westchester County HOME Investment Program in Mount Vernon, NY?

Apply directly with Westchester County Department of Planning (HOME) using the official program link on this page or call (914) 995-2961. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Mount Vernon, NY contractors

Find More Programs in Mount Vernon, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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