NYS HomeOwner Protection Program (HOPP)

New York State Homes & Community Renewal

Available Home Repair

About This Program

NYS HomeOwner Protection Program (HOPP) is available to homeowners in Mount Vernon, NY.

Provides free legal assistance and foreclosure prevention counseling to New York homeowners at risk of losing their homes. Services include loan modification assistance, foreclosure defense, and access to emergency financial resources.

Free counseling and legal services valued at $2,000-$5,000

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Mount Vernon, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Free foreclosure prevention counseling
  • Legal assistance with loan modifications
  • Available to all NYS homeowners at risk
  • No income limits
  • Connect to emergency financial resources

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 466-7472

A grant-savvy contractor in Mount Vernon, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Vernon early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for NYS HomeOwner Protection Program (HOPP) in Mount Vernon?

NYS HomeOwner Protection Program (HOPP) is open to homeowners in Mount Vernon, NY. It has no income limit.

How do I apply for NYS HomeOwner Protection Program (HOPP) in Mount Vernon, NY?

Apply directly with New York State Homes & Community Renewal using the official program link on this page or call (855) 466-7472. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Mount Vernon, NY contractors

Find More Programs in Mount Vernon, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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