Idaho Housing & Finance Association Home Rehabilitation

Idaho Housing and Finance Association

Available Home Repair

About This Program

Idaho Housing & Finance Association Home Rehabilitation is available to homeowners in Mountain Home, ID.

Low-interest loan program for owner-occupied home repairs and improvements. Available to moderate-income homeowners statewide for health, safety, and code-related repairs. Fixed interest rates below market.

Low-interest loan with affordable monthly payments over 10-15 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Mountain Home, ID, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $35,000 for home repairs
  • Must be owner-occupied primary residence
  • Income at or below 120% area median income
  • Covers major systems and structural repairs
  • Fixed rate, 10-15 year repayment terms

How to Apply

Get free help applying Visit Official Program Page Track this program

(208) 331-4882

A grant-savvy contractor in Mountain Home, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mountain Home early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Idaho Housing & Finance Association Home Rehabilitation provide in Mountain Home, ID?

Up to $35,000 loan.

Who qualifies for Idaho Housing & Finance Association Home Rehabilitation in Mountain Home?

Idaho Housing & Finance Association Home Rehabilitation is open to homeowners in Mountain Home, ID.

How do I apply for Idaho Housing & Finance Association Home Rehabilitation in Mountain Home, ID?

Apply directly with Idaho Housing and Finance Association using the official program link on this page or call (208) 331-4882. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Mountain Home, ID contractors

Find More Programs in Mountain Home, ID

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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