Washington State Housing Finance Commission Home Repair Programs

Washington State Housing Finance Commission

Available Home Repair

About This Program

Washington State Housing Finance Commission Home Repair Programs is available to homeowners in Mountlake Terrace, WA.

Low-interest home repair loans for Washington homeowners to address deferred maintenance and critical repairs. Loans feature competitive rates and flexible terms for qualifying owner-occupied properties.

Low-interest loan amount varies based on credit and income

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Mountlake Terrace, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans for home repairs
  • Income at or below 80% AMI typically required
  • Covers roofing, plumbing, electrical, HVAC
  • Must be owner-occupied primary residence
  • Competitive rates and flexible terms

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 767-4663

A grant-savvy contractor in Mountlake Terrace, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mountlake Terrace early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Washington State Housing Finance Commission Home Repair Programs provide in Mountlake Terrace, WA?

Loans up to $25,000.

Who qualifies for Washington State Housing Finance Commission Home Repair Programs in Mountlake Terrace?

Washington State Housing Finance Commission Home Repair Programs is open to homeowners in Mountlake Terrace, WA.

How do I apply for Washington State Housing Finance Commission Home Repair Programs in Mountlake Terrace, WA?

Apply directly with Washington State Housing Finance Commission using the official program link on this page or call (800) 767-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Mountlake Terrace, WA contractors

Find More Programs in Mountlake Terrace, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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