SBA Disaster Home Loan Program

U.S. Small Business Administration

Available Disaster Relief

About This Program

SBA Disaster Home Loan Program is available to homeowners and renters in Nampa, ID.

Low-interest disaster loans for homeowners and renters to repair or replace real estate, personal property, and vehicles damaged in declared disasters. Available after federal disaster declarations in Canyon County and Idaho.

Loan amount based on verified disaster losses and insurance

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Nampa, ID, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $500,000 for homes
  • Available after federal disaster declarations
  • Fixed interest rates, long repayment terms
  • Covers repair, replacement, and mitigation
  • Both homeowners and renters eligible

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 659-2955

A grant-savvy contractor in Nampa, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Nampa early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Activated after declared disasters

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SBA Disaster Home Loan Program provide in Nampa, ID?

Loans up to $500,000.

Who qualifies for SBA Disaster Home Loan Program in Nampa?

SBA Disaster Home Loan Program is open to homeowners and renters in Nampa, ID. It has no income limit.

How do I apply for SBA Disaster Home Loan Program in Nampa, ID?

Apply directly with U.S. Small Business Administration using the official program link on this page or call (800) 659-2955. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Nampa, ID contractors

Find More Programs in Nampa, ID

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs