MDHA Homeowner Rehabilitation Program

Metro Nashville MDHA

Waitlist Home Repair

About This Program

MDHA Homeowner Rehabilitation Program is available to homeowners in Nashville, TN.

MDHA offers 0% interest deferred loans up to $20,000 for qualifying Davidson County homeowners to address health and safety repairs including HVAC, roofing, windows, plumbing, and electrical. Homeowners 62 and older receive a 5-year forgivable loan; all others repay only upon sale or transfer of the property. Applications are accepted through the Neighborly Portal during open application periods on a first-come, first-served basis.

Loan is 0% interest, deferred, no monthly payment required. Forgiven after 5 years for seniors 62+.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Nashville, TN, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest deferred loan, no payments until sale
  • Forgiven after 5 years for homeowners 62+
  • Covers HVAC, roof, windows, plumbing, electrical
  • Must be Davidson County homeowner at ≤80% AMI
  • Apply via Neighborly Portal at nashville-mdha.org

How to Apply

Get free help applying Visit Official Program Page Track this program

615-252-8530

A grant-savvy contractor in Nashville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Nashville early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling / waitlist

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can MDHA Homeowner Rehabilitation Program provide in Nashville, TN?

$20,000.

Who qualifies for MDHA Homeowner Rehabilitation Program in Nashville?

MDHA Homeowner Rehabilitation Program is open to homeowners in Nashville, TN. It prioritizes low-income households.

How do I apply for MDHA Homeowner Rehabilitation Program in Nashville, TN?

Apply directly with Metro Nashville MDHA using the official program link on this page or call 615-252-8530. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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