NC Housing Finance Agency Accessibility & Home Modification Loan

North Carolina Housing Finance Agency

Available Senior & Disability

About This Program

NC Housing Finance Agency Accessibility & Home Modification Loan is available to homeowners in New Bern, NC.

Low-interest loan program for accessibility modifications and essential home repairs for North Carolina homeowners. Loans feature below-market interest rates and flexible repayment terms for seniors and persons with disabilities.

Loan amount based on scope of work and ability to repay

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In New Bern, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $30,000 for home modifications
  • Designed for seniors and persons with disabilities
  • Covers ramps, bathroom modifications, widened doorways
  • Flexible repayment terms
  • Income limits apply, up to 115% AMI

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

A grant-savvy contractor in New Bern, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Bern early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NC Housing Finance Agency Accessibility & Home Modification Loan provide in New Bern, NC?

Up to $30,000 low-interest loan.

Who qualifies for NC Housing Finance Agency Accessibility & Home Modification Loan in New Bern?

NC Housing Finance Agency Accessibility & Home Modification Loan is open to homeowners in New Bern, NC. It serves seniors.

How do I apply for NC Housing Finance Agency Accessibility & Home Modification Loan in New Bern, NC?

Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse New Bern, NC contractors

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