Illinois Hardest Hit Fund Mortgage Assistance

Illinois Housing Development Authority

Available Home Repair

About This Program

Illinois Hardest Hit Fund Mortgage Assistance is available to homeowners in New Lenox, IL.

Mortgage payment assistance for Illinois homeowners experiencing financial hardship due to unemployment, underemployment, or other hardship. Can also cover delinquent property taxes and homeowner association fees. Assistance is a zero-interest, forgivable loan.

Maximum assistance amount for eligible homeowners

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In New Lenox, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 in mortgage assistance
  • For homeowners facing financial hardship
  • Zero-interest, forgivable loan
  • Covers mortgage, property tax, HOA fees
  • Income and hardship requirements apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 454-3571

A grant-savvy contractor in New Lenox, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Lenox early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Illinois Hardest Hit Fund Mortgage Assistance provide in New Lenox, IL?

Up to $30,000 assistance.

Who qualifies for Illinois Hardest Hit Fund Mortgage Assistance in New Lenox?

Illinois Hardest Hit Fund Mortgage Assistance is open to homeowners in New Lenox, IL.

How do I apply for Illinois Hardest Hit Fund Mortgage Assistance in New Lenox, IL?

Apply directly with Illinois Housing Development Authority using the official program link on this page or call (866) 454-3571. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse New Lenox, IL contractors

Find More Programs in New Lenox, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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