Home Improvement Grants in New London.

Find grants, rebates, forgivable loans, and free programs for New London, CT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in New London, CT, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Connecticut Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by CT DEEP providing free energy efficiency improvements to income-...

Weatherization
Loans up to $50,000

CHFA Homeowner Rehabilitation Loan

Low-interest home improvement loans for Connecticut homeowners to finance necessary repairs and improvements. Available ...

Home Repair
Forgivable loan up to $35,000

New London Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for income-eligible owner-occupants in New London. Loan is forgiven a...

Home Repair
Up to $10,000 grant

New London Emergency Home Repair Grant

Emergency grant assistance for critical home repairs that pose immediate health or safety threats to very low-income hom...

Emergency
Up to $25,000 forgivable loan

New London Accessibility Modification Program

CDBG-funded accessibility modifications for income-eligible New London homeowners with disabilities or elderly residents...

Seniors & Disability
Free lead abatement services

Connecticut Lead Hazard Abatement Program

State-funded lead hazard abatement for Connecticut homes built before 1978 with children under age 6. Priority given to ...

Home Repair
75% rebate on eligible improvements

Eversource Home Energy Solutions

Comprehensive home energy assessment and rebates for Eversource electric customers in New London. Includes free energy a...

Energy
Up to $10,000 in rebates

Eversource Heat Pump Rebate Program

Rebates for air-source and ground-source heat pump installations for Eversource electric customers. Rebates vary by syst...

Energy
100% free weatherization and appliances

Eversource Home Energy Solutions - Income Eligible

No-cost comprehensive weatherization and energy efficiency services for income-qualified Eversource customers. Includes ...

Weatherization
Performance-based incentive + federal tax credit

CT Residential Solar Investment Program

Performance-based solar incentive for residential solar PV systems in Connecticut. Incentive paid per kWh produced over ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas near New London to repair or improv...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain permanent and total service-connected disabilities to build, buy, or modify a home to me...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify an existing home to accommodate their disabilit...

Veterans
Up to $25,000 forgivable loan

New London HOME Investment Partnership Program

HUD HOME-funded rehabilitation assistance for low- and moderate-income owner-occupants in New London. Provides forgivabl...

Home Repair
Up to $5,000 assistance

New London Sewer Lateral Repair Program

Financial assistance for low-income New London homeowners to repair or replace failed private sewer laterals from home t...

Home Repair
Monthly rental assistance

Connecticut Elderly Rental Registry & Assistance Program (ERRAP)

State-funded rental assistance for elderly Connecticut residents age 62+ with very low incomes. Provides monthly subsidy...

Rental
Up to $1,500 annual tax credit

New London Elderly & Disabled Tax Relief

Property tax credit for New London homeowners age 65+ or totally disabled with incomes below state limits. Provides annu...

Property Tax Relief
Loans up to $50,000

CT Smart-E Loan Program

Low-interest financing for residential clean energy and energy efficiency improvements in Connecticut. Covers solar PV, ...

Solar/Renewable
Up to $150,000 for disaster repairs

Connecticut Disaster Recovery Program

HUD CDBG-DR funded disaster recovery assistance for Connecticut homeowners affected by federally declared disasters. Pre...

Disaster
20-30% state tax credit + 20% federal

New London Historic Rehabilitation Tax Credit

State and federal tax credits for substantial rehabilitation of historic properties in New London's historic districts. ...

Historic
Zero upfront cost solar lease

CT Green Bank Residential Solar Lease

Zero-down solar lease option for Connecticut homeowners who want solar panels but prefer not to purchase. CT Green Bank ...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in New London

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Frequently asked questions

What home improvement grants are available in New London, CT?

25 programs are currently listed for New London, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in New London have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In New London, 17 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in New London?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.