FEMA Flood Mitigation Assistance (FMA) Grant

FEMA / Louisiana Governor's Office of Homeland Security (GOHSEP)

Available Disaster Relief

About This Program

FEMA Flood Mitigation Assistance (FMA) Grant is available to homeowners in New Orleans, LA.

FEMA's FMA program provides grants to reduce or eliminate flood damage to NFIP-insured structures. Eligible projects include home elevation above base flood elevation, dry floodproofing, and demolition/rebuild. New Orleans homeowners with repetitively or severely flood-damaged homes are prioritized. Applications are submitted through local governments to GOHSEP, not directly to FEMA. ICC coverage (up to $30,000) may also be available through NFIP policies following substantial damage determinations.

Federal share is 75-100% of eligible project cost. Homeowners work with local government to apply. ICC coverage through NFIP provides separate $30,000 for compliance costs.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In New Orleans, LA, you can stack it with local programs like these:

Key Details

  • Grants for elevating, floodproofing, or rebuilding flood-damaged homes
  • Federal pays 75-100% of eligible project costs
  • Must have NFIP flood insurance policy
  • New Orleans repetitively flooded homes prioritized
  • Apply through local government to GOHSEP, not directly to FEMA

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in New Orleans, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Orleans early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Check GOHSEP and local government for current open funding opportunities

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for FEMA Flood Mitigation Assistance (FMA) Grant in New Orleans?

FEMA Flood Mitigation Assistance (FMA) Grant is open to homeowners in New Orleans, LA. It has no income limit.

How do I apply for FEMA Flood Mitigation Assistance (FMA) Grant in New Orleans, LA?

Apply directly with FEMA / Louisiana Governor's Office of Homeland Security (GOHSEP) using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse New Orleans, LA contractors

Find More Programs in New Orleans, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs