NFIP Increased Cost of Compliance (ICC) Coverage

FEMA / National Flood Insurance Program

Available Disaster Relief

About This Program

NFIP Increased Cost of Compliance (ICC) Coverage is available to homeowners in New Orleans, LA.

NFIP policies include ICC coverage that provides up to $30,000 to help cover the cost of elevating, relocating, or demolishing a home that has been substantially damaged by flooding and must comply with local floodplain ordinances. In New Orleans, where flood risk is high, ICC claims can help homeowners offset the cost of meeting current BFE (Base Flood Elevation) standards after a flood event.

ICC is part of NFIP policy; no separate application. Submit ICC claim concurrently with primary flood claim when substantial damage is determined.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In New Orleans, LA, you can stack it with local programs like these:

Key Details

  • Up to $30,000 for elevation or demolition after substantial flood damage
  • Built into most NFIP flood insurance policies
  • Triggered by local official's 'substantial damage' determination
  • Covers cost of meeting current Base Flood Elevation requirements
  • Submit ICC claim alongside primary flood insurance claim

How to Apply

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Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Orleans early keeps your application moving.

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Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Triggered by substantial damage determination from local floodplain administrator

Questions about this program?

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Frequently asked questions

How much can NFIP Increased Cost of Compliance (ICC) Coverage provide in New Orleans, LA?

Up to $30,000 for compliance-related elevation or demolition costs.

Who qualifies for NFIP Increased Cost of Compliance (ICC) Coverage in New Orleans?

NFIP Increased Cost of Compliance (ICC) Coverage is open to homeowners in New Orleans, LA. It has no income limit.

How do I apply for NFIP Increased Cost of Compliance (ICC) Coverage in New Orleans, LA?

Apply directly with FEMA / National Flood Insurance Program using the official program link on this page. There is no middleman and no fee.

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