New Rochelle Owner-Occupied Rehabilitation Program

City of New Rochelle Community Development (CDBG)

Available Home Repair

About This Program

New Rochelle Owner-Occupied Rehabilitation Program is available to homeowners in New Rochelle, NY.

Forgivable loan for major home repairs to owner-occupied single-family homes in New Rochelle. Income at or below 80% AMI required. Loan forgiven after 5 years of continued occupancy.

Forgivable loan for major repairs, no repayment if you remain in home 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In New Rochelle, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 forgivable loan for major repairs
  • Must be owner-occupied in New Rochelle
  • Income at or below 80% AMI required
  • Forgiven after 5 years of occupancy
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

Get free help applying Visit Official Program Page Track this program

(914) 654-2185

A grant-savvy contractor in New Rochelle, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New Rochelle early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New Rochelle Owner-Occupied Rehabilitation Program provide in New Rochelle, NY?

Up to $30,000 forgivable loan.

Who qualifies for New Rochelle Owner-Occupied Rehabilitation Program in New Rochelle?

New Rochelle Owner-Occupied Rehabilitation Program is open to homeowners in New Rochelle, NY. It prioritizes low-income households.

How do I apply for New Rochelle Owner-Occupied Rehabilitation Program in New Rochelle, NY?

Apply directly with City of New Rochelle Community Development (CDBG) using the official program link on this page or call (914) 654-2185. There is no middleman and no fee.

Need a Contractor for This Grant?

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