NJ Division of Taxation
NJ Senior Freeze (Property Tax Reimbursement) is available to homeowners in Newark, NJ.
Reimburses eligible senior and disabled homeowners for property tax increases above a base year amount, effectively freezing their taxes. For 2025, income must be $172,475 or less. Payments for 2025 begin July 15, 2026.
Reimburses difference between current taxes and base year amount
Official program page checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In Newark, NJ, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Newark, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Newark early keeps your application moving.
Get matched with a contractorThis program reimburses you after the work is done, so plan to cover the cost upfront.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Form to file: Form PTR (Property Tax Reimbursement / Senior Freeze application)
New Jersey's Senior Freeze (Property Tax Reimbursement) reimburses eligible seniors and people with disabilities for the increase in property taxes on their principal home above a base year, effectively freezing their property tax. You apply through the New Jersey Division of Taxation, online or with the PTR application, and meet age, residency, and income limits.
Steps to apply
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: November 2, 2026 (for 2025 tax year)
Ask us. It is free, and a real person answers within a business day.
Email us about this programNJ Senior Freeze (Property Tax Reimbursement) is open to homeowners in Newark, NJ. It serves seniors.
Apply directly with NJ Division of Taxation using the official program link on this page or call 609-292-6400. There is no middleman and no fee. Deadline: November 2, 2026 (for 2025 tax year).
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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